This recruitment drive is a significant chance for experienced professionals, particularly those with a background in finance and credit analysis, to join the Bank of Baroda, one of India's leading public sector banks.
Role: Specialist Officer (SO) in the Corporate and Institutional Credit (C & IC) Department.
Vacancies: 50 total posts.
Post Names & Grades: The positions are for Credit Analysts and Relationship Managers across three scales:
Manager (MMG/S-II)
Senior Manager (MMG/S-III)
Chief Manager (SMG/S-IV)
Application Window: The application process is open from 10th October 2025 to 30th October 2025.
Salary Potential: The roles offer an attractive pay package, with the pay scale ranging from ₹64,820 up to ₹1,20,940 per month (Varies by post).
The 50 vacancies are distributed as follows:
| Post Name | Grade/Scale | Vacancies |
| Manager – Credit Analyst | MMG/S-II | 1 |
| Senior Manager – Credit Analyst | MMG/S-III | 25 |
| Chief Manager – Credit Analyst | SMG/S-IV | 2 |
| Senior Manager C & IC – Relationship Manager | MMG/S-III | 16 |
| Chief Manager C&IC – Relationship Manager | SMG/S-IV | 6 |
| Total | 50 |
Basic: A Graduation degree in any discipline.
Professional/Post-Graduation (One of the following is mandatory):
A Post Graduate Degree/Diploma with a specialization in Finance. OR
A professional qualification like CA/CMA/CS/CFA.
The experience required is specific to each post:
| Post Name | Minimum Experience Required |
| Manager – Credit Analyst (MMG/S-II) | 3 years of work experience in Credit in any Public/Private/Foreign Banks/NBFC in India. |
| Senior Manager – Credit Analyst (MMG/S-III) | 6 years of experience in Credit in any Public/Private/Foreign Banks/Financial Institutions in India. |
| Chief Manager – Credit Analyst (SMG/S-IV) | 8 years of experience in any Bank with at least 5 years of exposure in Credit Appraisal/Processing in Large/Mid Corporate Credit. |
| Senior Manager C & IC – Relationship Manager (MMG/S-III) | 6 years of experience with at least 2 years of exposure in Sales/Relationship Management in Corporate Credit. |
| Chief Manager C&IC – Relationship Manager (SMG/S-IV) | 8 years of work experience with at least 4 years of exposure in Sales/Relationship Management in Corporate Credit. |
Manager – Credit Analyst: 25 to 30 years
Senior Manager (Credit Analyst & Relationship Manager): 28 to 35 years
Chief Manager (Credit Analyst & Relationship Manager): 32 to 42 years
(Age relaxation is applicable for reserved categories as per government norms).
The salary is highly competitive and scale-based, with the pay scale representing the basic pay which increases with annual increments.
Pay Scales:
Manager (MMG/S-II): ₹64,820 – ₹93,960
Chief Manager (SMG/S-IV): ₹1,02,300 – ₹1,20,940
Additional Benefits (Allowances and Perks):
Dearness Allowance (DA) (to offset inflation).
House Rent Allowance (HRA) (if bank accommodation is not provided).
Travel Allowance (TA).
Contributions to the National Pension System (NPS).
Medical Insurance and other benefits as per bank policies.
The selection process is designed to be comprehensive and includes two main tiers:
The first stage is a compulsory Online Examination.
Total Questions/Marks: 150 Questions for a total of 225 Marks.
Duration: 150 Minutes.
Section Weighting:
Professional Knowledge: 75 Questions, 150 Marks (Highly weighted).
Reasoning: 25 Questions, 25 Marks
English Language: 25 Questions, 25 Marks
Quantitative Aptitude: 25 Questions, 25 Marks
Important Note: The sections on Reasoning, English, and Quantitative Aptitude are qualifying in nature. There is no negative marking for wrong answers.
Candidates shortlisted from the online test will proceed to the second stage.
This stage is used to assess communication skills, personality, problem-solving abilities, and overall suitability for the Specialist Officer role.
Preparation: Gather scanned copies of your resume, photograph, signature, DOB proof, educational certificates, and experience letters.
Visit Official Website: Go to the official Bank of Baroda website.
Navigate: Go to the "Careers" section and then "Current Opportunities."
Find Link: Click on the link for "Recruitment of Human Resource on Regular Basis for Corporate and Institutional Credit (C & IC) Department."
Register: Provide basic details to register and get a provisional registration number and password.
Fill Form: Log in and accurately complete the online application form.
Upload Documents: Upload your scanned photograph, signature, and necessary documents as per the specified format.
Pay Fee: Pay the application fee online.
Finalize: Review the application carefully, submit it, and take a printout of the e-receipt and the final application form for your records.
| Category | Fee |
| General, EWS & OBC | ₹850/- |
| SC, ST, PWD & Women | ₹175/- |
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